The Federal Trade Commission urged Internet users to be on guard against e-mails that look as if they come from a financial institution that recently acquired a consumer’s bank, savings and loan, or mortgage.
“In fact, these messages may be from ‘phishers’ looking to use personal information — account numbers, passwords, Social Security numbers — to run up bills or commit other crimes in a consumer’s name,” the FTC said.
Security firm Arbor Networks details two recent malware attacks that try to trick recipients into opening an e-mail attachment. One e-mail, claiming to have been sent by the Federal Deposit Insurance Corp., warns recipients that their bank accounts were involved in fraudulent activity. The attached file, disguised as a written account of that activity, is in fact a program designed to swipe passwords from the victim’s PC.
Another e-mail making the rounds, according to Arbor senior security researcher Jose Nazario, appears to come from Wachovia, which is slated to be acquired by Wells Fargo. The message tells recipients they need to install a special security certificate into their Web browser in order to do online banking with the new institution. The attached cert in question is, of course, more malware.
Phishers also are capitalizing on the banking crisis. Phishtank.com, a community-based effort to verify and track phishing Web sites, found this recent phish, which tries to convince Citibank customers to enter their account details at a fake Citibank Web site. This cleverly worded phish promises customers concerned about keeping their assets in U.S. banks “the option to have your account moved on our servers abroad.”
Because we value you as our customer and share your concerns about your financial assets, we now offer you the option to have your account moved on our servers abroad. This will prevent any financial loss from your account in case the U.S. financial system collapses. This option is free of charge. After successfully completing the required steps, your account will be moved on our new servers located abroad. You won’t feel any negative impact of account movement and you won’t have any problems accessing your money from anywhere in the world.
No doubt, people who fall for this scam will have their funds transferred abroad: straight into bank accounts controlled by organized criminals.
I think it’s fair to assume we can expect attacks exploiting public concern over the banking sector to continue and even increase in their sophistication. Remember, not all e-mail-based phishing and malware attacks are alike: Scammers also are using very targeted techniques, addressing recipients by name and including other details that can increase the apparent authenticity of the come-ons.
Remember, never click on or open attachments in e-mails that you weren’t expecting, even if they appear to come from someone you know. Also, banks should never ask for any personal information via e-mail, and I’m not aware of a single legitimate instance of a bank asking customers to install anything on their computers.
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hackers, Phishing, virus